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There is a simplified difference between Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). First, SSDI is for people who were disabled permanently and cannot work in accordance to the definition provided under the Social Security Act. This meant that the person is not able to engage in any substantial gainful activity (SGA) because of a medically identifiable physical or mental impairment that in the end could lead to the death of the person.


It is also vital that the ailment is expected to last for not less than 12 months. Moreover, he or she must be able to collect sufficient work credits to have an ample amount of money to pay the insurance beforehand.


On the other hand, SSI is provided to poor people. The Social Security Administration (SSA) has a set standard to determine if the person is really living below the social norms of the society. He or she must be more than 65 years old, and may be disabled or blind.

 
Making Appeals

In 2009, the SSA had announced that applications for the disability benefits rose close to 17 percent in the whole United States, which is at about 3 million. Moreover, the agency further stated that they expect the number to rise up to 10 percent in 2010 and that meant 3.3 million new applications. 


Taking this logically, it is clear that not all of the claims would be approved by the SSA. Some of them could be rejected.



Giving the benefit of the doubt, those handling the SSA had permitted applicants with rejected benefits claims to file an appeal. An appeal must be done within 60 days based on the date written in the denial letter. An appeal actually has four levels, but this article will focus on the initial application only:

·         Request for Reconsideration (RFR)

This is the primary step in making an appeal. An RFR is a document filed by the applicant and through it, he or she is telling the SSA office that someone other than the previous agent who handled the case should investigate if there really is a disability. The new agent will then review the available documents to see if the claimant is eligible for the social security disability benefits. No hearing will be conducted; nonetheless, if the SSA states that the applicant no longer has a disability, then that person will be required to appear before and explain to the agent.